A board member reviewing a property's reserve record in a conference room
The Platform

One property.
One source
of truth.

Measurements, photos, documents, costs, timelines, and funding information stay with the property—no matter how many boards or managers come and go. The HOA Reserves Platform is reserve planning software that keeps association records, components, costs, documents, and funding projections organized in one connected system.

Boards change. The data doesn’t.

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How it works

From component data to funding decisions

Watch the same reserve plan move through the platform — one connected flow, not five disconnected tools.

Component LibraryInventory
Components 0
  • Roofing — Bldg A2027
  • Elevator modernization2028
  • Exterior paint2029
  • HVAC — rooftop units2030
  • Fire systems2030
  • Asphalt resurfacing2032
RoofPaintPavingElevatorsPlumbingWindows
Cost Forecast — Roofing2027
Current cost
$0k
Inflation
3.0%
Future replacement cost (2027)
$0k
Replacement year: 2027
30-Year ProjectionCash flow
Reserve balance vs. expenditures
Funding StrategyBaseline+
Percent Funded
0%
Annual contribution
$0k
Special assessment risk
Low
Report BuilderExport

Board-Ready Report

Executive summary, funding plan & component schedule.

Export / Share
Step 01

Component inventory

Every roof, elevator, paved surface, and mechanical system is captured in one structured library — categorized, dated, and searchable.

RoofPavingElevatorsPlumbingFire systems
Step 02

Cost forecasting

Apply inflation and useful-life assumptions to turn today's cost into a defensible future replacement cost — for every component, every year.

Inflation 3.0%Useful lifeReplacement year
Step 03

30-year projections

See annual expenditures and your reserve balance over three decades, with the funding threshold drawn in — so shortfalls are obvious early.

Cash-flow methodThreshold lineAnnual spend
Step 04

Funding strategy

Model contributions against percent-funded and special-assessment risk. Adjust the plan and watch reserve health respond instantly.

Percent fundedContributionRisk: Low
Step 05

Report builder

Compile everything into a board-ready report — executive summary, funding plan, and full component schedule — exported or shared as a live link.

Executive summaryPDF exportLive link

HOA Reserves replaces the binder-and-spreadsheet reserve study with a single living platform — one place where your components, costs, funding strategy, and documentation stay connected and current all year long.

Component capture sits at the heart of it. Every reserve component — roofs, elevators, paving, paint, mechanical and fire systems — is inventoried in a structured library with its category, useful life, remaining life, and condition. Each component carries its own record, so nothing is buried in a spreadsheet tab or lost between studies.

Documentation stays attached to the data it belongs to. Inspection photos, field notes, invoices, warranties, and prior reports are stored against the relevant component rather than scattered across inboxes and shared drives — giving the board a complete, searchable history of every asset.

Cost forecasting turns today's numbers into defensible future ones. Unit costs and quantities are validated, inflation and useful-life assumptions are applied, and the platform calculates the future replacement cost and replacement year for every component automatically.

Projections and funding bring it all together. A 30-year, cash-flow projection models annual expenditures against your reserve balance, tracks percent funded against the threshold, and surfaces special-assessment risk early — so the board can adjust contributions before a shortfall becomes a surprise.

Board-ready reporting is the payoff. With the data already structured, the platform compiles a polished reserve study — executive summary, component schedule, and funding plan — exported as a PDF or shared as a live link. Role-based access keeps boards focused on clarity while managers keep the underlying data up to date.

The result is a reserve plan that doesn't end its life as a static PDF. It stays active, measurable, and far easier for a board to actually understand — year after year.

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Turn reserve data into a working financial plan

Give your board live visibility into components, funding needs, reserve health, and future risk.